Friday, November 6, 2009

What is the best way to apply for a student loan?

I'm already in college, and really interested in getting one b/c it would help a lot. I filled out my FAFSA, I'm not eligible for any other sort of financial aid so I'd really like to get a loan asap. What would be the best way to go about doing that? Everytime I talk to the financial aid office at my school, they really don't give me an answer, and pass me off to someone else. I'd really like to go directly to a lender, but I need to know the best way of going about this. Any advice would be appreciated, thanks in advance!

What is the best way to apply for a student loan?
Hi there....sorry your financial aid office isn't doing their job for you. As someone who works in a financial aid office that really irks me. :( I would try seeing a different counselor or asking to speak with a supervisor to get CLEAR answers. EVERYONE is eligible for student loans. Even Paris Hilton and Donald Trump! You are too. You can get a lower interest rate by going through the financial aid office or be an idiot like I was when I went back to grad school...I called up Sallie Mae who did my undergrad loan and told them how much I wanted...filled out a tiny form and had the money. The interest rate was HORRIBLE and HIGH. If I could do it over again..... 1. I would have gone through my financial aid office to get a lower rate. 2. I wouldn't have used Sallie Mae (poor service). 3. If I still wanted to be an idiot, :) I would have gone with CLC (College Loan Corporation) as they are a young and progressive loan company that is beating all their competiton for giving GREAT services to their customers. Our students LOVE them... Read the customer testimonies from their site...
Reply:try to aim for grants/scholarships more... they are not to be paid back. its confusing sometimes, but just keep applying.





every big (and small) company you see (manufacturer, orgs, corps and groups also) all have grants and scholarships they hand out like candy. Walmart, Kmart, Target, Coke, computer companies etc etc etc





heres a link with a HUGE amount of some available. some you will need to copy and paste into a new window. also, fastweb (take the time to fill it in) will search databases and get back to you with a list of scholarships you qualify for.





Also contact all mens, womens associations in your state, they almost always have grants %26amp; scholarships. What ever field you are going into, contact the orgs, associations etc for them; Also check with professional organizations related to your career interests, such as the American Bar Association or the American Medical Association. they also always have scholarships. Research and dig, call then write. Its all worth it.





OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing.





http://www.angelfire.com/nj4/njcomputerc...





MORE:


http://www.myspace.com/financialaidpodca...


http://www.FinancialAidPodcast.com


http://www.sfa.ufl.edu:16080/scholarship...


http://www.fafsaonline.com/


http://www.fafsa.ed.gov/


http://12.46.245.173/cfda/cfda.html


http://www.salliemae.com/


http://www.studentawards.com/


http://www.collegeanswer.com/index.jsp


http://www.studentscholarshipsearch.com/


http://www.studentscholarshipsearch.com/...


http://www.discovernursing.com/nursing-s...


http://bhpr.hrsa.gov/DSA/nsl.htm


http://www.nsna.org/foundation/


http://www.4cnas.com


http://www.schoolsoup.com/


http://www.blackexcel.org/link4.htm


http://www.jackierobinson.org/


http://www.uncf.org/


http://www.vfw.org/index.cfm %26lt;-do search for ‘scholarships’


http://www.finaid.org/


http://www.actstudent.org/finaid/scholar...


http://www.act.org/recognition/clients.h...


http://www.act.org/kfcscholars/index.htm...


http://www.kfcscholars.org/


http://www.rhodesscholar.org/


http://www.collegedata.com/


http://www.fastweb.com/


http://www.getreadyforcollege.org/gPg.cf...





DEPENDENCY or NOT


http://www.salliemae.com/get_student_loa...





LOAN FORGIVENESS or NOT


(not sure about if valid, but worth a try)


http://www.pheaa.org/loanforgiveness/hea...





STATUS of your gov loan or aid:


http://www.nslds.ed.gov/nslds_SA/





if you don’t have a PIN yet (for your loan / aid status) apply for one:


http://www.pin.ed.gov/PINWebApp/pinindex...





ESSAY HELP


http://www.scholarshiphelp.org/


http://www.gradesaver.com/resources/scho...


http://www.collegeadmissionsessays.com/


http://www.nataviguides.com/broke_essay....


http://www.princetonreview.com/college/a...


http://www.freschinfo.com/tips-brainstor...


http://www.freschinfo.com/tips-topic.php


http://essayedge.com/








GRANT SCHOLARSHIP SCAM LIST


(if you find a scam report it here too)


http://www.ftc.gov/ftc/consumer/media_ps...





LOANS


http://www.finaid.org/loans/educationlen...


http://www.alternativestudentloan.com/





DEFAULTED STUDENT LOANS


http://www.ed.gov/offices/OSFAP/DCS/inde...








INTERNATIONAL STUDENTS


http://www.studyabroad.com/forum/financi...


http://www.internationalstudent.com/


http://www.internationalscholarships.com...


http://www.internationalstudentloan.com/


http://www.globalslc.com/


http://www.edupass.org/finaid/loans.phtm...


http://www.abroadplanet.com/student-loan...


http://www.salliemae.com/international/
Reply:Sallie Mae is the nation's top paying-for-college company. Their website will walk you through the process of getting a student loan - how they work, what type of loans are out there, financial aid calendar, etc. http://www.salliemae.com


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