Sunday, March 14, 2010

How can I get a loan for 3000 when have a poor credit score?

I am trying to get a loan large enough to pay all my bills, roll them all into one that way I only have one thing to pay. If that makes sense.

How can I get a loan for 3000 when have a poor credit score?
ask your bank or other insitution for a "consolidation loan"; it is likely that you will have to provide "collateral" that is, you will have to give them information about, for example, your car, if you have one, or something else of value that they can use as a security in case you default on the loan. try to get a reputed company; there are lots of places out there trying to take advantage of folks having financial problems; try to get your help from a local bank that you know, if you can, or a credit union. Good Luck!
Reply:have you tried online, look for a good intrest-rate and they go through alot of companys to find you the best deal, even if you have a poor credit history
Reply:Depends on how poor your score is. Do you know what your score is? It would be considered a consolidation loan. I recently tried to get a $3000.00 personal loan but I have a credit score of 516 and I was denied. You could always try www.prosper.com


or try your local bank. If you have an account there, they will just take the money out of your account monthly. I couldnt do that recently because I already have a loan with my bank from a few years ago. Good luck! Having all the bills in 1 payment would be great!
Reply:There are two ways to accomplish this.





1. Find a rich relative, and borrow from them


2. Put up an asset worth more than the amount you want to borrow as collateral for a loan.





Otherwise, the places willing to loan you money will charge a very high rate of interest, and won't give you more than $250
Reply:If your credit score is really bad you need a co-signer!
Reply:Check with Bubba on the street corner.





You don't need a loan you need to control your spending habits.


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