How can I get a loan when I have just lived in the UK for 10 months?

Because of work and changing my flat, I am no in desperately need of a loan for a car and deposit money. But because I have only lived in the UK for 10 months, no one will give me a loan. I need around £3-4000. Is it anyonw who knows somewhere or someone that can help?? Thank You for all serious answers.

How can I get a loan when I have just lived in the UK for 10 months?
Approach your bank, the one you have an account with.
Reply:I'd go with Uncle John on this one. But there are some good lenders out there - just remember to only borrow what you can afford to pay back. These guys might help you -


http://www.moneysupermarket.com/loans/ - my sister used the site to find a loan for her car. Good luck.
Reply:Your employer might be willing to co-sign a loan since it is not for a huge amount.





General advice - a little late for this situation - but go to a bank and get a small loan. A couple of hundred. 30 day repay. Put it in a drawer and pay it back. A couple of months later, do it again, for a slightly larger amount. And so on - build a credit record, against the day when you really need it.





Do you have a credit card? A bank account? Sometimes there are overdraft provisions that amount to a short-term loan. The credit card option is expensive, in terms of the interest they charge - depends on how badly you need the cash.





I'd start with your employer - not only would that be a strong co-sign, it would suggest to the bank that your employer has faith in you.