Someone I know needs about $2000 for a down payment on an apt. Is this a difficult loan to get? How much interest do they tack on? How is it paid off, in monthly installments? Do you get a choice on how to pay it off? Thank you.
What is the overall process of taking out a loan?
depends on your credit..
if you have good credit a job (a car helps) you can just go to a bank/credit union and fill out an application and be on your way..
Reply:Credit unions have personal loans If you have good credit you could do that.
Reply:I hope I don't come across as trying to pick apart your question; I'm just trying to understand the circumstances.
Why is your friend making a down payment on an apartment? Is your friend buying this apartment (as opposed to renting)?
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