What are the chances of a car dealership financing a loan for me?

i'm really new to this, ive only asked a couple friends and gotten a little bit of information. so in june im moving to a new state, and i want to get a car - right now i dont have the money to flat out buy one its not an option. i have a job lined up for me, and i have a credit card thats always been paid off, but thats about the extent. im only 20 years old. would a dealership be willing to work with me so i could make payments on a car? im not looking for expensive - 5-8k is fine with me. also, a bank wouldnt give me a loan, i dont have collateral, and my mom cant co sign, she doesnt have the best credit. so basically im 20, i'll have a job, but i dont have money for a down payment or to flat out buy a car - will a dealership be likely to work with me on this?

What are the chances of a car dealership financing a loan for me?
No job probably means no car.





Again; without being employed most places won't even take an application.
Reply:Anything's possible; but I'd try and save a down payment and get a few months on the job first. There's a big problem with sub-par predatory lending for vehicles right now, and you don't want to get into that trap.
Reply:Go to a dealer that has a car you want and see what kind of deal you can get. You don't have to take it if it's not what you are looking for.





Your only stuck with it once you sign the final paperwork.
Reply:I highly doubt it for the fact they usually look at work history. You need to be at a job for at least a year. They want to make sure you wont screw them. If for some reason they do...it will come with a price...money down...and probably high interest rate.
Reply:no job? just say u have a job and give them ur friends number and if they call have your friend answer them..... car dealers usually will find you some1 to finance you but if you want a good rate .... you local credit union usually have the best rates .... check it out shop around, but you local credit union will give you the best rate .....